Tuesday, September 13, 2011

Recommend State Farm Insurance

I have been a customer of State Farm Auto Insurance now , my husband used them when we got married and I just went ahead and insured my vehicle with them. I was unsure of State Farm Ins I had heard many people say they raised the rates or dropped you if you had an accident. In our case this has never happened. My husband had two accidents one his fault and one that wasn't. He also had a couple of speeding tickets(until I told him either drive the limit or pay the higher rates the rest of your life. Like a good husband he listened to my wisdom.) The insurance went up after his two speeding tickets, but not outrageously like I assumed around a two hundred more every 6 months(which was enough) It also was raised after the accident that was his fault, but this only lasted for three years and then his insurance went down again. Mine was not raised. To make our coverage easier to handle we have a 500.00 deductible which decreased the insurance quite a bit, we also got rid of the other little niceties like rental car. If you are not able to afford to rent a car while yours is in the shop I would keep this option. Our insurance coverage breaks down like this. Liability Bodily injury 15,000/30,000(note we also have very good medical coverage) Property damage 25,000 500.00 deductible Comprehensive 500.00 deductible collision Uninsured motor vehicle(for people that cause an accident harming our vehicle or ourselves and have no insurance) bodily injury15,000/30,000 property damage 25,000 The amount we pay is reduced by these perks Multiple Line(our house is insured with them) 26.53 Multiple vehicle 50.71 Accident Free 33.75 On my husband Ford Ranger the total is 263.38 for six months coverage. Mine is a little higher for the Minivan about 25.00 more. If we have a windshield broken there is no deductible it is fixed one hunderd percent. I know this because it happened. Another thing that I like about STATEFARM is about 6 times out of the ten years we have had coverage their have been rebate checks sent out when State Farm has a good year. This year we received around 75.00 between the two vehicles. That may not seem like much but in a state(SC) where vehicle insurance is high anyway, every little bit in my pocket is a perk. I would recommend State Farm 100%. There agents have a local office and customer service is great. I would surely recommend State Farm

No comments:

Post a Comment