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Tuesday, September 13, 2011

Recommend State Farm Insurance

I have been a customer of State Farm Auto Insurance now , my husband used them when we got married and I just went ahead and insured my vehicle with them. I was unsure of State Farm Ins I had heard many people say they raised the rates or dropped you if you had an accident. In our case this has never happened. My husband had two accidents one his fault and one that wasn't. He also had a couple of speeding tickets(until I told him either drive the limit or pay the higher rates the rest of your life. Like a good husband he listened to my wisdom.) The insurance went up after his two speeding tickets, but not outrageously like I assumed around a two hundred more every 6 months(which was enough) It also was raised after the accident that was his fault, but this only lasted for three years and then his insurance went down again. Mine was not raised. To make our coverage easier to handle we have a 500.00 deductible which decreased the insurance quite a bit, we also got rid of the other little niceties like rental car. If you are not able to afford to rent a car while yours is in the shop I would keep this option. Our insurance coverage breaks down like this. Liability Bodily injury 15,000/30,000(note we also have very good medical coverage) Property damage 25,000 500.00 deductible Comprehensive 500.00 deductible collision Uninsured motor vehicle(for people that cause an accident harming our vehicle or ourselves and have no insurance) bodily injury15,000/30,000 property damage 25,000 The amount we pay is reduced by these perks Multiple Line(our house is insured with them) 26.53 Multiple vehicle 50.71 Accident Free 33.75 On my husband Ford Ranger the total is 263.38 for six months coverage. Mine is a little higher for the Minivan about 25.00 more. If we have a windshield broken there is no deductible it is fixed one hunderd percent. I know this because it happened. Another thing that I like about STATEFARM is about 6 times out of the ten years we have had coverage their have been rebate checks sent out when State Farm has a good year. This year we received around 75.00 between the two vehicles. That may not seem like much but in a state(SC) where vehicle insurance is high anyway, every little bit in my pocket is a perk. I would recommend State Farm 100%. There agents have a local office and customer service is great. I would surely recommend State Farm

State Farm Auto Insurance?

I got State Farm auto insurance a year and half ago-I was with Progressive for 9 years before that. I wanted a "local" office where I could talk to someone face to face. Well I had a minor accident and the agent said it should be no problem to get taken care of after paying my deductible. But then said if your repairs come to over 1000 dollars, we will be charging an accident surcharge.

I went home and was bothered by that all day/night. I had a claim with Progressive and never got charged extra charges and my premium never went up either. I don't understand-is this a normal deal? To charge more money and add extra charges-I thought State Farm was one of the best out there.

Monday, August 22, 2011

Tips to Help You to Succeed in Currency Trading

So many people fail in trading Forex. But you don’t have to. Some people ask me if there any rules to become a successful trader. When I think about my trading I clearly see 20 rules that if followed can make you consistently profitable trader. Some of them you probably know. The only thing is left is to implement them in your trading.

1. Plan your trades and trade your plan.
It is absolutely necessary to have a plan so you know what you will do in such and such market situation. In fact the lack of planning ahead probably the biggest reason of failure of most traders.

2. Fear and hope are the two worst enemies for trader.
You need learn to control your emotions. Not to get rid of them. They are actually engines that keep you going. However engines that go out of control are very dangerous.


3. Always keep the records of the results for your trading.
If you want to repeat your successful trades over and over, if you want to avoid failure you went through, then you need to keep track of your decisions and actions. That’s why you need to record all your trading results.

4. Keep the positive attitude regardless of the results of your trading.
Result of a single trade mean very little. The long term result is what you are looking at. Therefore keeping the positive attitude no matter what the result of a current single trade will help you to move over it to the next more profitable one.

5. Think about Forex only when you are trading.
In order to succeed in Forex you need to learn to focus. Whatever you do focus on it. That means if you are not trading focus on whatever you do and forget about the market.

6. Stop-loss is the key to your success in trading. Always cut your losses.
The golden rule of traders states: never-ever trade without stop loss orders. If you do it’s a surest way to lose your trading account entirely.

7. Always devote your time to study the market.
Set up aside certain amount of time to go through the price charts and economic news to better understand the price movement.

8. Always set your profit limit in each trade.
The same as with stop loss orders you need to know your profit target for each trade. I had so many potentially winning trades that turned into a losers just because I didn’t have a clear plan for taking profit.

9. Trust your own opinion before entering the market.
Facts are priceless. Opinions are worthless. Those who follow so called “gurus” in trading will never be able to make a significant profit. Take the full responsibility for your actions don’t hunt for opinions just because you are afraid to act upon your own opinion.

10. Keep your stop losses untouched during the trade.
It comes back to the rule number one. Once you have planned your potential risk and placed the stop loss don’t touch it until price reaches the profit target or stop loss. By moving the stop loss your are changing a significant parameter of your trading system. That is the way to turn a winning into a losing one.
Everyone knows that currency trading is a good opportunity to make significant amount of money. At the same time it is the best opportunity to lose even bigger amount of money. I hope the above tips will help you to preserve your trading capital and gradually to grow it.